Beating the College Debt Trap: Getting a Degree without Going Broke

Beating the College Debt Trap presents students with a better way to do college. The radically counter-cultural truth is that students don't have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification.Chediak gets into the nitty-gritty of how to pay less for college, get meaningful work during college (while setting yourself up for successafter college), pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally-significant difference in the lives of others.As a young professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of students, especially in light of the ever increasing costs of college. InBeating the College Debt Trap he helps do something about this problem. He engages, in a friendly manner, the "real world" financial issues that 17-25 year olds face, with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective. From the Author For many in our society, the price of college seems maddeningly out of reach. But this is an illusion. Americans from all socioeconomic backgroundscan, armed with accurate information, and through the exercise of discernment, resourcefulness, and creativity, get the training they need to access a meaningful career without going broke in the process. Read this book and join the rising tide of students who are beating the college debt trap.   From the Inside Flap "Reducing the cost of attendance should be a top priority for every university. Reading this book and following its solid advice should be a top priority for every potential college student." Mitchell E. DanielsPresident, Purdue University, Former Governor of Indiana "Alex Chediak's latest book is much better than mine. Easy to read, immensely practical, and deeply empowering, it cuts through the fog of how paying for college works, how you can get the most value for your money, and how you can land on your feet after graduation. If you don't want to waste a decade languishing in student debt, this is the book." Zac Bissonnette, Debt-Free UNew York Times Best-Selling Author "Debt is one of the greatest enemies of the Great Commission. Alex Chediak knows the danger full well, and offers a wealth of wisdom in this timely book."  Dr. R. Albert Mohler, Jr.President, Southern Seminary"Far too many high school graduates take out college loans before realizing that they have unwittingly subjected themselves to years of crippling debt. Alex Chediak feels their pain, and he has written a practical primer for helping to avoid the college debt trap. Before you head to college--before you even decide whether or not to attend college--you need to read this book!"Jim DalyPresident, Focus on the Family "A college education is one of life's most important decisions, and one of its most costly. But many of us lose our critical faculties when it comes to paying for college. With the cost of higher education going up far faster than the rate of inflation for the past three decades, it's easy for a student to take on crippling debt for no good reason. Alex Chediak has done the detailed research, thought long and hard about this problem, and provides an accessible and trustworthy guide for getting the most bang for the buck. If you are a current or future college student, or a parent of such a student, you owe it to yourself, and to your wallet, to read this book. I'm one such parent, and I'm planning to take his advice."Jay RichardsNew York Times Best-Sel